How It Works
Three layers. Allow spend, settle, and reconcile — autonomously.
Dashboard or API
You configure your agent's permissions, spending limits, allowed payment methods, and approved merchants — all from a simple admin interface.
Go to Dashboard →Banking Layer
Instant IBAN issuance (FR, EE, LT) allowing SEPA transfers linked to your self-custodial wallet.
See partners →Wallet
MiCA-regulated EUR stablecoin in a self-custodial smart contract wallet. Multi-sig, programmable limits, full owner control.
Go to IBEx Wallet →You AI Agent 🤖
Any AI agent — Claude, GPT, custom — connects to IBEx via API or MCP acquiring new skills. Your agent requests accounts, cards, and transactions. You can also use MoltyPay's AI agents 🦀 Pay, 🦐 Buy, and 🦑 Hold
Meet Agents →Dashboard or API
Real-time visibility on every transaction. Receive instant alerts, review activity logs, and override or pause your agent at any time.
Go to Dashboard →